NEBRASKA RESIDENTS: A credit agreement must be in writing to be enforceable under Nebraska law. To protect you (borrower) and us (lender) from any misunderstandings or disappointments, any contract, promise, undertaking, or offer to forebear repayment of money or to make any other financial accommodation in connection with this loan of money or grant or extension of credit, or any amendment of, cancellation of, waiver of, or substitution for any or all of the terms or provisions of any instrument or document executed in connection with this loan of money or grant or extension of credit, must be in writing to be effective. RHODE ISLAND RESIDENTS: Credit reports - Notice to individual – I understand that a credit report may be requested in connection with my application for credit.ĬALIFORNIA RESIDENTS: If you are married, you may apply for an account separate from your spouse. ** Xact™ doesn't charge you for using text messages (SMS) for two-factor authentication. However, your mobile provider's standard rates for sending and receiving messages may apply. ![]() † By providing your telephone number, including any mobile number, you consent that we may call you at these numbers for servicing and marketing telephone calls. Notice to California consumers: In order to process credit applications, service accounts, and provide the best online and in-store experience, we collect various categories of information on consumers during the application process.
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